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Perspective II®

A Variable Annuity:  Combining Flexibility and Protection

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Perspective II Fixed and Variable AnnuitySM offers investment choices, retirement income options and guarantees for you and your loved ones. It is designed for long-term-smart investors with a timeframe of seven or more years. Perspective II offers a high degree of flexibility. You can build a plan that fits your unique situation while your earnings grow tax deferred.

Contact Your Representative for Complete Information.

Related Information

  • Overview
  • Investment
    Options
  • Performance &
    Daily Unit Values
  • Disclosure
    Documentation
  • Jackson
    of New York

A Flexible, Long-term Investment for Retirement

Perspective II is a variable annuity that allows you and your representative to combine the growth potential of variable investment options, the power of tax-deferred earnings and guaranteed withdrawal options in a single, customized retirement plan.

Perspective II at a Glance:

  • More than 90 professionally managed investment options in a wide range of investment classes and styles
  • Tax-deferred earnings and tax-free transfers between investment options
  • Minimum initial premium $10,000 (nonqualified); $5,000 (qualified)
  • Seven-year withdrawal charge schedule1
  • Flexibility to select additional options

Choose Optional Benefits to Fit Your Retirement Plan

Perspective II is designed to be customized. You and your representative can select optional benefits to:

Protect Your Retirement Income:

  • Guaranteed lifetime withdrawal benefits
  • Guaranteed return of premium benefit
  • Guaranteed death benefit for legacy protection

Manage Market Volatility:

  • Automatic step-ups to potentially lock in market gains on some living benefits

Create A Legacy:

  • Enhanced optional death benefits

Provide Faster Access to Your Money if Needed:

  • 5-year withdrawal charge schedule
  • 20% free withdrawal

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Product Prospectuses

Disclosure of Portfolio Information

Additional Portfolio Allocation and Holdings Information

Underlying Trusts - Financial Reports

JNL Series Trust
JNL Variable Fund LLC
JNL Investors Series Trust

 

Prospectus

Portfolio Information



 

Product Prospectuses

Disclosure of Portfolio Information

Additional Portfolio Allocation and Holdings Information

Underlying Trusts - Financial Reports

JNL Series Trust
JNL Variable Fund LLC
JNL Investors Series Trust


What is a Variable Annuity?

Variable annuities involve investment risks and may lose value. An annuity is a long-term, tax-deferred investment designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.


Jackson´s Disciplined Strategies
Jackson's Disciplined Strategies