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Deferred fixed annuities can help you earn tax-deferred interest and lock in a future stream of retirement income. People in, or near, retirement often choose them to build income without exposure to stock market volatility.
Competitive Interest Rates
Jackson has a history of providing competitive long-term rates and offers many products with a first-year additional interest rate.
Range of Income Options
You choose when the time is right, and select the guaranteed income option that meets your retirement needs, either for life or for a set period of time.
Death Benefit Protection
The full value of your fixed annuity including accumulated interest, less any withdrawals, will go to your beneficiaries if you die prior to receiving income payments.
Benefits of Jackson Immediate Fixed Annuities
Immediate fixed annuities can help when you´re ready to exchange a lump sum for an income stream that will begin within the year. You can choose a guaranteed income for life and/or for a set period of time, depending on your retirement needs.
Individual Deferred Fixed Annuity Products
Jackson offers a variety of deferred fixed annuities from which to choose. These are the major differences among them:
- Some products offer an additional first-year interest rate
- Some products apply an adjustment (positive or negative) to early withdrawals that reflects changes in market interest rates
- Variety of liquidity options available and they vary by product
What is an Annuity?
An annuity is a long-term, tax-deferred investment designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.