Annuities in Client Scenarios

Are Annuities Right for Your Clients?

If you have clients concerned about running out of income in retirement, deferring taxes or protecting their families by providing a legacy, annuities might be a fit to help them pursue their goals.

But just as the needs of each client are different, so too are the potential annuity to help them. The following scenarios are intended to provide you with examples of client situations — as well as ways to help you begin the conversation with your clients — about the role annuities might play in their overall financial plan.

Example Client Scenarios

Wishful Thinker Needs Foundation

It is likely that you have clients who are fearful about running out of money in retirement. As part of retirement income planning, consider how annuities can fit into your client’s plan.

Cautious Preparer Seeks Balance    

Market volatility sparks concern for some clients, which can mean looking for ways to diversity their portfolios as a way to seek to manage market risk. Explore with your client to see how annuities may fit into their overall financial plan.

Secure Saver Desires Growth

Some clients may desire growth of their assets to maximize their retirement income. An annuity can offer the potential to grow retirement savings, which can provide income in retirement.

Literate Investor Wants Efficiency

Even the most risk-tolerant investor is interested in ensuring their financial plan is tax efficient. Annuities may be useful to this type of client as part of their broader retirement plan.

What is an Annuity?

An annuity is a long-term, tax-deferred vehicle designed for retirement.  Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Client Conversation Resources

These valuable resources enable client conversations that can help identify purpose and goals, address income planning, demonstrate tax benefits, and more.

Why Jackson Annuities?
Learn more about Jackson annuity products and about how they can help support retirement planning needs.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.