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As you may know, the U.S. Department of Labor (DOL) recently issued a new series of rules designed to address the manner in which financial professionals provide advice and products to their clients with qualified plans and accounts. The rules are intended to ensure that financial professionals offer retirement products, planning and advice in the best interests of their clients.

Working in the best interests of the American consumer has been Jackson's priority since we opened our doors. As such, we are concerned an unintended outcome of the changes is that it will become more difficult for middle-class Americans to get the financial advice they so urgently need.

Millions of Americans are approaching retirement with inadequate savings and income to meet their needs. At the same time, they are living longer and are confronted with a complex investing environment, including historically low interest rates. We are concerned the new rules may present new challenges for consumers who are preparing for their retirement.

We believe that advice is the foundation of any well-designed financial plan. Jackson will continue to support financial professionals and highlight the importance of the work they do for American investors. In anticipation of the rule changes, we've been working for months to ensure we are able to comply with the new rules and regulations, as well as provide products that continue to offer the important retirement solutions our customers need.

Millions of Americans count on Jackson for financial security through their retirement. We are working hard to ensure that in the coming years, many more families will enjoy that same security and peace of mind.

Regards,
Barry's Signature

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Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951